PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Jerusalem Baptist Church

Norfolk, VA · Charter 21160

Q4 1995

$13KAssets
$1KLoans
$9KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.23%.
  • Asset quality: problem loans at 99.91% of loans.
  • Funding: loans stand at 11.63% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

0.23%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets-5.16%-2.32%0.69%0.23%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans45.60%92.36%79.66%99.91%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans26.26%10.96%15.33%51.00%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares25.15%19.48%15.36%11.63%n/a
Liquid Assets / Assets68.22%70.42%64.12%78.02%n/a