Hancock School Emp.
Weirton, WV · Charter 21115 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 1 branch
Q2 2026
$24.0MAssets
$5.1MLoans
$21.3MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions under $1B in assets in the Columbus, OH area (rank 3 of 18).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets in the Columbus, OH area (rank 17 of 18).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.70%
Rank 10 of 18
Net Interest Margin
2.64%
Rank 17 of 18
Efficiency Ratio
69.88%
Rank 3 of 18
Equity / Assets
11.63%
Rank 5 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.59% | 0.76% | 0.99% | Beats 44% | 10 / 18 | |
| Return on Equity | 6.01% | 4.13% | 7.59% | 9.05% | Beats 28% | 13 / 18 | |
| Net Interest Margin | 2.64% | 3.24% | 3.56% | 3.79% | Beats 6% | 17 / 18 | |
| Efficiency Ratio | 69.88% | 72.20% | 76.10% | 84.19% | Beats 89% | 3 / 18 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.37% | 0.66% | 1.08% | Beats 72% | 6 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.63% | 9.66% | 10.67% | 11.63% | Beats 72% | 5 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.63% | 9.66% | 10.67% | 11.63% | Beats 72% | 5 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 24.01% | 47.40% | 66.89% | 76.69% | 0th pctl | 18 / 18 | |
| Loans / Assets | 21.28% | 43.35% | 60.60% | 69.11% | 0th pctl | 18 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |