Putnam School Employees
Eleanor, WV · Charter 21107 · Peer group: credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (n=16)
NCUA · 2 branches
Q2 2026
$14.1MAssets
$6.7MLoans
$11.1MShares
$3.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 1 of 16).
- Widest gap: equity / assets trails 19% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 3 of 16).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
3.81%
Rank 1 of 16
Net Interest Margin
5.75%
Rank 1 of 16
Efficiency Ratio
33.82%
Rank 1 of 16
Equity / Assets
21.00%
Rank 3 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.81% | 0.26% | 0.64% | 1.04% | Beats 94% | 1 / 16 | |
| Return on Equity | 18.13% | 2.11% | 6.23% | 8.05% | Beats 94% | 1 / 16 | |
| Net Interest Margin | 5.75% | 3.27% | 3.61% | 4.55% | Beats 94% | 1 / 16 | |
| Efficiency Ratio | 33.82% | 73.53% | 78.18% | 86.56% | Beats 100% | 1 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.76% | 1.98% | 4.44% | Beats 87% | 3 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.00% | 11.13% | 12.88% | 16.82% | Beats 81% | 3 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.00% | 11.13% | 12.88% | 16.82% | Beats 81% | 3 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 60.02% | 50.42% | 58.02% | 68.47% | 56th pctl | 7 / 16 | |
| Loans / Assets | 47.24% | 44.10% | 51.06% | 58.46% | 38th pctl | 10 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |