PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Graphic Communications

Indianapolis, IN · Charter 21035

Q2 1995

$187KAssets
$124KLoans
$170KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.61%.
  • Asset quality: problem loans at 5.98% of loans.
  • Funding: loans stand at 72.55% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

1.61%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets-0.96%-0.87%1.61%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans4.53%10.82%5.98%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans4.38%10.69%6.85%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares79.26%49.99%72.55%n/a
Liquid Assets / Assets16.68%21.57%34.04%n/a