Conway National Bank, The
Conway, SC · Cert 2102 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · CNB Corp.
National charter · OCC · 16 branches
Q2 2026
$2.0BAssets
$865.7MLoans
$1.7BDeposits
$194.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 95% of banks $1B-$10B in assets operating in a single state (rank 15 of 258).
- Widest gap: net interest margin trails 72% of banks $1B-$10B in assets operating in a single state (rank 185 of 258).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.40%
Rank 86 of 258
Net Interest Margin
3.20%
Rank 185 of 258
Efficiency Ratio
47.88%
Rank 42 of 257
Equity / Assets
9.76%
Rank 153 of 258
Non-interest income vs. expense
Unfavorable gap of $24.8M · efficiency ratio beats 84% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.93% | 1.23% | 1.54% | Beats 67% | 86 / 258 | | |
| Return on Equity | 14.30% | 9.26% | 11.84% | 14.74% | Beats 71% | 76 / 258 | | |
| Net Interest Margin | 3.20% | 3.16% | 3.49% | 3.88% | Beats 28% | 185 / 258 | | |
| Efficiency Ratio | 47.88% | 51.71% | 60.30% | 69.65% | Beats 84% | 42 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.19% | 0.46% | 0.90% | Beats 95% | 15 / 258 | | |
| Net Charge-Offs / Loans | 0.04% | 0.01% | 0.02% | 0.07% | Beats 40% | 157 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 19.18% | 11.41% | 12.98% | 15.12% | Beats 91% | 22 / 258 | | |
| Total Risk-Based Capital Ratio | 20.12% | 12.10% | 13.91% | 16.08% | Beats 92% | 21 / 258 | | |
| Equity / Assets | 9.76% | 9.09% | 10.24% | 11.72% | Beats 41% | 153 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 51.86% | 73.24% | 86.34% | 95.95% | 4th pctl | 247 / 258 | | |
| Loans / Assets | 43.35% | 63.01% | 72.27% | 78.40% | 3rd pctl | 250 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |