Princeton, NJ · Charter 21009
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.02% | 0.03% | -0.11% | 0.03% | 0.01% | 0.05% | 0.04% | 0.21% | +18 bps | |
| Return on Equity | -0.21% | 0.35% | -1.13% | 0.33% | 0.10% | 0.50% | 0.41% | 2.14% | +181 bps | |
| Net Interest Margin | 3.10% | 3.14% | 3.20% | 3.20% | 3.38% | 3.42% | 3.90% | 3.87% | +68 bps | |
| Efficiency Ratio | 97.09% | 95.44% | 101.08% | 97.35% | 96.71% | 95.98% | 91.41% | 85.11% | -1,223 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.07% | 1.49% | -2.32% | 7.15% | 0.10% | 0.46% | -1.12% | -4.39% | -1,154 bps | |
| Loan Growth (YoY) | 19.44% | 19.41% | 19.57% | 15.54% | 12.00% | 8.90% | 5.76% | -5.36% | -2,090 bps | |
| Share Growth (YoY) | 3.86% | 8.01% | 5.92% | 7.82% | 6.86% | 3.73% | 1.89% | -0.58% | -840 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.67% | 0.29% | 0.18% | 0.25% | 0.40% | 0.57% | 0.71% | 0.95% | +70 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.76% | 9.74% | 9.64% | 9.45% | 9.80% | 9.74% | 9.83% | 10.02% | +57 bps | |
| Net Worth / Assets | 9.76% | 9.74% | 9.64% | 9.45% | 9.80% | 9.74% | 9.83% | 10.02% | +57 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.21% | 75.01% | 75.43% | 79.88% | 79.88% | 78.74% | 78.29% | 76.03% | -384 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |