Princeton
Princeton, NJ · Charter 21009 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$169.2MAssets
$115.4MLoans
$151.8MShares
$16.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 53% of credit unions under $1B in assets (rank 794 of 1683).
- Widest gap: return on assets trails 82% of credit unions under $1B in assets (rank 1376 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.22%
Rank 1,376 of 1,683
Net Interest Margin
3.87%
Rank 794 of 1,683
Efficiency Ratio
85.13%
Rank 1,191 of 1,682
Equity / Assets
10.02%
Rank 1,340 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.22% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,376 / 1,683 | | |
| Return on Equity | 2.15% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,329 / 1,681 | | |
| Net Interest Margin | 3.87% | 3.31% | 3.82% | 4.32% | Beats 53% | 794 / 1,683 | | |
| Efficiency Ratio | 85.13% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,191 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,089 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.02% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,340 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.02% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,340 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.03% | 52.61% | 69.38% | 83.50% | 62nd pctl | 641 / 1,683 | | |
| Loans / Assets | 68.22% | 44.71% | 59.18% | 70.72% | 69th pctl | 514 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |