Teamsters Local 697
Wheeling, WV · Charter 20957 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$2.9MAssets
$2.0MLoans
$2.5MShares
$338KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 97% of credit unions under $1B in assets (rank 49 of 1683).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets (rank 1540 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.07%
Rank 1,456 of 1,683
Net Interest Margin
5.88%
Rank 49 of 1,683
Efficiency Ratio
95.74%
Rank 1,520 of 1,682
Equity / Assets
11.68%
Rank 1,045 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.07% | 0.35% | 0.74% | 1.18% | Beats 13% | 1,456 / 1,683 | |
| Return on Equity | 0.59% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,452 / 1,681 | |
| Net Interest Margin | 5.88% | 3.31% | 3.82% | 4.32% | Beats 97% | 49 / 1,683 | |
| Efficiency Ratio | 95.74% | 68.91% | 78.20% | 86.93% | Beats 10% | 1,520 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.81% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,540 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.68% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,045 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.68% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,045 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 79.67% | 52.61% | 69.38% | 83.50% | 69th pctl | 525 / 1,683 | |
| Loans / Assets | 70.17% | 44.71% | 59.18% | 70.72% | 74th pctl | 441 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |