Durkee, OR · Charter 20951
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
66
Asset Quality
18
Profitability
94
Liquidity
0
Efficiency
99
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Durkee, OR · Charter 20951
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.10% | 1.24% | 1.47% | 3.06% | 3.03% | +293 bps | |
| Return on Equity | 0.67% | 7.92% | 9.98% | 19.90% | 20.54% | +1,987 bps | |
| Net Interest Margin | 1.95% | 2.76% | 2.95% | 4.45% | 4.71% | +276 bps | |
| Efficiency Ratio | 95.05% | 55.63% | 50.85% | 31.62% | 36.32% | -5,873 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.86% | -2.61% | -0.67% | -2.58% | -0.27% | +459 bps | |
| Loan Growth (YoY) | -0.95% | -3.76% | -1.30% | -13.27% | -7.35% | -639 bps | |
| Share Growth (YoY) | -5.84% | -3.14% | -0.81% | -3.20% | -0.54% | +530 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.39% | 2.68% | 1.21% | 0.00% | 1.63% | +24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.72% | 0.74% | 0.74% | 0.80% | 0.78% | +6 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.61% | 15.65% | 14.70% | 15.36% | 14.75% | +14 bps | |
| Net Worth / Assets | 14.61% | 15.65% | 14.70% | 15.36% | 14.75% | +14 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 105.00% | 103.91% | 103.74% | 93.92% | 97.81% | -719 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Durkee, OR · Charter 20951 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
3.04%
Rank 13 of 1,683
Net Interest Margin
4.70%
Rank 252 of 1,683
Efficiency Ratio
36.36%
Rank 14 of 1,682
Equity / Assets
14.75%
Rank 578 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.04% | 0.35% | 0.74% | 1.18% | Beats 99% | 13 / 1,683 | |
| Return on Equity | 20.59% | 2.67% | 5.89% | 8.74% | Beats 99% | 10 / 1,681 | |
| Net Interest Margin | 4.70% | 3.31% | 3.82% | 4.32% | Beats 85% | 252 / 1,683 | |
| Efficiency Ratio | 36.36% | 68.91% | 78.20% | 86.93% | Beats 99% | 14 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.63% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,375 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 14.75% | 10.44% | 12.89% | 16.53% | Beats 66% | 578 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 14.75% | 10.44% | 12.89% | 16.53% | Beats 66% | 578 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 97.80% | 52.61% | 69.38% | 83.50% | 95th pctl | 78 / 1,683 | |
| Loans / Assets | 81.96% | 44.71% | 59.18% | 70.72% | 94th pctl | 101 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||