New Orleans, LA · Charter 20842
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.52% | 1.80% | 0.82% | 0.83% | 0.82% | 2.69% | 1.02% | 0.99% | +15 bps | |
| Return on Equity | 2.99% | 9.51% | 4.55% | 4.54% | 4.36% | 13.30% | 5.04% | 4.74% | +19 bps | |
| Net Interest Margin | 5.13% | 5.15% | 4.80% | 4.82% | 4.87% | 4.76% | 4.67% | 4.89% | +7 bps | |
| Efficiency Ratio | 76.04% | 64.84% | 80.10% | 82.58% | 82.41% | 65.02% | 82.67% | 83.84% | +126 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.71% | 0.98% | 2.27% | 4.03% | 3.99% | 6.99% | 1.76% | 1.07% | -297 bps | |
| Loan Growth (YoY) | 5.80% | 6.48% | 10.92% | 11.01% | 12.88% | 9.80% | 2.89% | -3.48% | -1,449 bps | |
| Share Growth (YoY) | -0.25% | 1.05% | -0.52% | 1.34% | 1.33% | 3.55% | 0.35% | -0.78% | -212 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.83% | 1.78% | 1.38% | 1.11% | 0.64% | 0.95% | 1.00% | 1.24% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.55% | 18.91% | 18.03% | 18.37% | 18.69% | 20.23% | 20.30% | 20.82% | +245 bps | |
| Net Worth / Assets | 17.55% | 18.91% | 18.03% | 18.37% | 18.69% | 20.23% | 20.30% | 20.82% | +245 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.00% | 82.16% | 81.61% | 85.76% | 89.12% | 87.11% | 83.68% | 83.43% | -234 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |