PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Uno

New Orleans, LA · Charter 20842

NCUA · 2 branches

Q2 2026

$36.8MAssets
$23.6MLoans
$28.3MShares
$7.7MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.99%, up 15 bps year over year; NIM at 4.89%.
  • Asset quality: problem loans at 1.24% of loans (+13 bps YoY).
  • Capital: net worth / assets of 20.82%, up 245 bps from a year ago.
  • Funding: loans stand at 83.43% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.99%+15 bps YoY

Net Interest Margin (quarter, annualized)

4.89%+7 bps YoY

Efficiency Ratio (quarter, annualized)

83.84%+126 bps YoY

Net Worth / Assets

20.82%+245 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.83%0.82%2.69%1.02%0.99%+15 bps
Return on Equity4.54%4.36%13.30%5.04%4.74%+19 bps
Net Interest Margin4.82%4.87%4.76%4.67%4.89%+7 bps
Efficiency Ratio82.58%82.41%65.02%82.67%83.84%+126 bps
Growth
Asset Growth (YoY)4.03%3.99%6.99%1.76%1.07%-297 bps
Loan Growth (YoY)11.01%12.88%9.80%2.89%-3.48%-1,449 bps
Share Growth (YoY)1.34%1.33%3.55%0.35%-0.78%-212 bps
Asset Quality
Delinquent Loans / Loans1.11%0.64%0.95%1.00%1.24%+13 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital18.37%18.69%20.23%20.30%20.82%+245 bps
Net Worth / Assets18.37%18.69%20.23%20.30%20.82%+245 bps
Liquidity & Funding
Loans / Shares85.76%89.12%87.11%83.68%83.43%-234 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps