PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Jewish Hospital

Cincinnati, OH · Charter 20813

Q2 1997

$7.2MAssets
$5.3MLoans
$6.6MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.27%, up 54 bps year over year.
  • Asset quality: problem loans at 1.26% of loans (-5 bps YoY).
  • Funding: loans stand at 81.38% of shares as of Q2 1997.

Financial Results

Return on Assets (YTD, annualized)

4.27%+54 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q4 1995Q2 1996Q4 1996Q2 1997YoY ΔTrend
Earnings
Return on Assets3.72%4.02%3.21%3.75%4.27%+54 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a11.79%13.91%26.01%n/a
Loan Growth (YoY)n/an/a4.18%22.25%25.00%n/a
Share Growth (YoY)n/an/a12.90%12.66%26.05%n/a
Asset Quality
Delinquent Loans / Loans1.31%3.17%1.69%1.14%1.26%-5 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.22%0.95%1.15%0.71%0.99%-23 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares82.07%83.35%85.00%100.29%81.38%-69 bps
Liquid Assets / Assets22.28%20.45%19.60%6.87%22.63%+35 bps