Jasper, IN · Charter 20805
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.96% | 1.09% | 1.13% | 1.09% | 1.15% | +19 bps | |
| Return on Equity | 9.98% | 10.85% | 11.15% | 10.88% | 11.24% | +126 bps | |
| Net Interest Margin | 3.44% | 3.54% | 3.54% | 3.49% | 3.52% | +8 bps | |
| Efficiency Ratio | 72.12% | 70.59% | 70.06% | 72.97% | 71.69% | -43 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.27% | -0.32% | 0.49% | 3.70% | 6.49% | +122 bps | |
| Loan Growth (YoY) | 8.77% | 7.95% | 7.07% | 6.75% | 7.98% | -79 bps | |
| Share Growth (YoY) | 4.56% | -1.49% | -0.56% | 2.80% | 5.88% | +132 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.32% | 0.56% | 1.04% | 0.93% | 0.34% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.58% | 10.00% | 10.16% | 10.01% | 10.19% | +61 bps | |
| Net Worth / Assets | 9.58% | 10.00% | 10.16% | 10.01% | 10.19% | +61 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 79.54% | 82.19% | 81.30% | 79.46% | 81.12% | +158 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |