Shreveport, LA · Charter 20749
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.57% | 0.15% | 0.82% | 0.86% | 0.89% | 0.85% | 0.92% | 0.74% | -12 bps | |
| Return on Equity | 4.08% | 1.13% | 5.91% | 6.10% | 6.18% | 5.79% | 6.19% | 4.98% | -112 bps | |
| Net Interest Margin | 3.28% | 3.39% | 3.61% | 3.70% | 3.79% | 3.85% | 3.85% | 3.87% | +18 bps | |
| Efficiency Ratio | 85.87% | 96.04% | 81.59% | 80.88% | 80.27% | 78.73% | 75.52% | 79.54% | -134 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.83% | -4.33% | -4.88% | -4.92% | -1.51% | -1.40% | -1.05% | -0.07% | +485 bps | |
| Loan Growth (YoY) | 23.79% | 13.98% | 5.00% | -0.87% | 0.24% | -0.41% | -1.81% | 2.62% | +349 bps | |
| Share Growth (YoY) | -8.24% | -5.60% | -6.27% | -6.50% | -2.84% | -2.59% | -2.19% | -1.05% | +545 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.34% | 0.45% | 1.38% | 0.67% | 1.19% | 1.37% | 1.02% | -36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.85% | 13.69% | 13.81% | 14.14% | 14.46% | 14.73% | 14.82% | 14.93% | +79 bps | |
| Net Worth / Assets | 13.85% | 13.69% | 13.81% | 14.14% | 14.46% | 14.73% | 14.82% | 14.93% | +79 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 42.98% | 43.19% | 42.68% | 43.32% | 44.34% | 44.16% | 42.84% | 44.93% | +161 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |