Wesla
Shreveport, LA · Charter 20749 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 3 branches
Q2 2026
$93.0MAssets
$35.7MLoans
$79.4MShares
$13.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 65% of credit unions under $1B in assets in LA (rank 20 of 57).
- Widest gap: equity / assets trails 56% of credit unions under $1B in assets in LA (rank 32 of 57).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.74%
Rank 23 of 57
Net Interest Margin
3.88%
Rank 32 of 57
Efficiency Ratio
79.50%
Rank 24 of 56
Equity / Assets
14.93%
Rank 32 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.74% | 0.18% | 0.61% | 1.03% | Beats 60% | 23 / 57 | |
| Return on Equity | 4.98% | 0.88% | 3.71% | 5.62% | Beats 65% | 20 / 57 | |
| Net Interest Margin | 3.88% | 3.51% | 3.94% | 4.60% | Beats 44% | 32 / 57 | |
| Efficiency Ratio | 79.50% | 76.49% | 84.29% | 92.65% | Beats 59% | 24 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.02% | 0.35% | 1.18% | 2.04% | Beats 60% | 24 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.93% | 11.86% | 15.46% | 23.44% | Beats 44% | 32 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.93% | 11.86% | 15.46% | 23.44% | Beats 44% | 32 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 44.93% | 55.77% | 71.07% | 79.18% | 14th pctl | 49 / 57 | |
| Loans / Assets | 38.35% | 44.60% | 59.45% | 67.17% | 14th pctl | 49 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |