Shreveport, LA · Charter 20749
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
44
Asset Quality
60
Profitability
56
Liquidity
19
Efficiency
59
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 20749
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.86% | 0.89% | 0.85% | 0.92% | 0.74% | -12 bps | |
| Return on Equity | 6.10% | 6.18% | 5.79% | 6.19% | 4.98% | -112 bps | |
| Net Interest Margin | 3.70% | 3.79% | 3.85% | 3.85% | 3.87% | +18 bps | |
| Efficiency Ratio | 80.88% | 80.27% | 78.73% | 75.52% | 79.54% | -134 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.92% | -1.51% | -1.40% | -1.05% | -0.07% | +485 bps | |
| Loan Growth (YoY) | -0.87% | 0.24% | -0.41% | -1.81% | 2.62% | +349 bps | |
| Share Growth (YoY) | -6.50% | -2.84% | -2.59% | -2.19% | -1.05% | +545 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.38% | 0.67% | 1.19% | 1.37% | 1.02% | -36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.14% | 14.46% | 14.73% | 14.82% | 14.93% | +79 bps | |
| Net Worth / Assets | 14.14% | 14.46% | 14.73% | 14.82% | 14.93% | +79 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 43.32% | 44.34% | 44.16% | 42.84% | 44.93% | +161 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 20749 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 3 branches
Q2 2026
Return on Assets
0.74%
Rank 23 of 57
Net Interest Margin
3.88%
Rank 32 of 57
Efficiency Ratio
79.50%
Rank 24 of 56
Equity / Assets
14.93%
Rank 32 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.74% | 0.18% | 0.61% | 1.03% | Beats 60% | 23 / 57 | |
| Return on Equity | 4.98% | 0.88% | 3.71% | 5.62% | Beats 65% | 20 / 57 | |
| Net Interest Margin | 3.88% | 3.51% | 3.94% | 4.60% | Beats 44% | 32 / 57 | |
| Efficiency Ratio | 79.50% | 76.49% | 84.29% | 92.65% | Beats 59% | 24 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.02% | 0.35% | 1.18% | 2.04% | Beats 60% | 24 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 14.93% | 11.86% | 15.46% | 23.44% | Beats 44% | 32 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 14.93% | 11.86% | 15.46% | 23.44% | Beats 44% | 32 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 44.93% | 55.77% | 71.07% | 79.18% | 14th pctl | 49 / 57 | |
| Loans / Assets | 38.35% | 44.60% | 59.45% | 67.17% | 14th pctl | 49 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||