North Arundel
Glen Burnie, MD · Charter 20719 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 1 branch
Q3 2024
$8.8MAssets
$3.3MLoans
$8.1MShares
$642KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 51% of credit unions under $1B in assets (rank 871 of 1761).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets (rank 1723 of 1761).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.82%
Rank 1,669 of 1,761
Net Interest Margin
3.61%
Rank 871 of 1,761
Efficiency Ratio
94.17%
Rank 1,522 of 1,754
Equity / Assets
7.30%
Rank 1,723 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.82% | 0.26% | 0.70% | 1.22% | Beats 5% | 1,669 / 1,761 | |
| Return on Equity | -11.21% | 2.09% | 5.52% | 9.08% | Beats 4% | 1,695 / 1,761 | |
| Net Interest Margin | 3.61% | 3.03% | 3.59% | 4.25% | Beats 51% | 871 / 1,761 | |
| Efficiency Ratio | 94.17% | 68.95% | 77.94% | 87.14% | Beats 13% | 1,522 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.94% | 0.26% | 0.65% | 1.27% | Beats 35% | 1,139 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.30% | 10.05% | 12.42% | 15.87% | Beats 2% | 1,723 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.30% | 10.05% | 12.42% | 15.87% | Beats 2% | 1,723 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 40.41% | 56.21% | 73.13% | 85.64% | 10th pctl | 1,591 / 1,759 | |
| Loans / Assets | 37.36% | 47.85% | 62.48% | 73.19% | 12th pctl | 1,544 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |