Highway
Hughestown, PA · Charter 20691 · Peer group: credit unions under $1B in assets in the Salt Lake City-Murray, UT area (n=23-24)
NCUA · 2 branches
Q2 2026
$35.0MAssets
$12.6MLoans
$29.3MShares
$6.4MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 71% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 7 of 24).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 21 of 23).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.05%
Rank 7 of 24
Net Interest Margin
3.78%
Rank 9 of 24
Efficiency Ratio
71.84%
Rank 9 of 24
Equity / Assets
18.15%
Rank 10 of 24
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.41% | 0.67% | 1.12% | Beats 71% | 7 / 24 | |
| Return on Equity | 5.79% | 2.16% | 5.02% | 6.69% | Beats 54% | 11 / 24 | |
| Net Interest Margin | 3.78% | 3.10% | 3.61% | 4.01% | Beats 63% | 9 / 24 | |
| Efficiency Ratio | 71.84% | 71.14% | 80.00% | 84.92% | Beats 67% | 9 / 24 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.01% | 0.07% | 0.54% | 1.38% | Beats 13% | 21 / 23 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.15% | 10.05% | 16.75% | 21.42% | Beats 58% | 10 / 24 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.15% | 10.05% | 16.75% | 21.42% | Beats 58% | 10 / 24 | |
| Liquidity & Funding |
| Loans / Deposits | 42.86% | 42.86% | 62.34% | 82.18% | 22nd pctl | 18 / 23 | |
| Loans / Assets | 35.88% | 32.11% | 55.16% | 70.89% | 33rd pctl | 16 / 24 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |