Bridgeport, CT · Charter 20629
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.50% | -0.47% | -0.54% | -0.98% | -1.03% | -52 bps | |
| Return on Equity | -5.46% | -4.99% | -6.05% | -11.28% | -12.24% | -678 bps | |
| Net Interest Margin | 1.59% | 1.67% | 1.65% | 1.64% | 1.65% | +6 bps | |
| Efficiency Ratio | 128.90% | 127.10% | 128.32% | 130.73% | 133.70% | +480 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.23% | -4.79% | 0.76% | 0.05% | -0.79% | +44 bps | |
| Loan Growth (YoY) | -24.28% | -17.52% | -10.49% | -9.04% | -8.21% | +1,607 bps | |
| Share Growth (YoY) | -4.38% | -5.96% | -0.91% | -1.17% | -1.39% | +299 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.05% | 0.85% | 0.91% | 0.97% | 1.73% | +168 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.25% | 9.40% | 9.00% | 8.66% | 8.39% | -86 bps | |
| Net Worth / Assets | 9.25% | 9.40% | 9.00% | 8.66% | 8.39% | -86 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 19.20% | 19.83% | 19.59% | 18.27% | 17.87% | -133 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |