Walker County Educators
Chickamauga, GA · Charter 20610 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$15.1MAssets
$8.4MLoans
$11.4MShares
$3.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets (rank 105 of 1683).
- Widest gap: return on equity trails 75% of credit unions under $1B in assets (rank 1264 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.66%
Rank 938 of 1,683
Net Interest Margin
3.79%
Rank 864 of 1,683
Efficiency Ratio
83.39%
Rank 1,110 of 1,682
Equity / Assets
24.79%
Rank 105 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.35% | 0.74% | 1.18% | Beats 44% | 938 / 1,683 | | |
| Return on Equity | 2.66% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,264 / 1,681 | | |
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 49% | 864 / 1,683 | | |
| Efficiency Ratio | 83.39% | 68.91% | 78.20% | 86.93% | Beats 34% | 1,110 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.26% | 0.65% | 1.29% | Beats 91% | 153 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.79% | 10.44% | 12.89% | 16.53% | Beats 94% | 105 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.79% | 10.44% | 12.89% | 16.53% | Beats 94% | 105 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.43% | 52.61% | 69.38% | 83.50% | 58th pctl | 711 / 1,683 | | |
| Loans / Assets | 55.21% | 44.71% | 59.18% | 70.72% | 42nd pctl | 971 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |