Centerville Clinics Employees
Fredericktown, PA · Charter 20591 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=91)
NCUA · 2 branches
Q2 2025
$321KAssets
$62KLoans
$309KShares
$10KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 10% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 82 of 91).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 91 of 91).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-1.87%
Rank 89 of 91
Net Interest Margin
2.49%
Rank 82 of 91
Efficiency Ratio
175.00%
Rank 90 of 91
Equity / Assets
3.12%
Rank 91 of 91
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.87% | 0.20% | 0.77% | 1.39% | Beats 2% | 89 / 91 | |
| Return on Equity | -60.00% | 1.09% | 5.39% | 9.23% | Beats 0% | 91 / 91 | |
| Net Interest Margin | 2.49% | 2.91% | 3.51% | 4.16% | Beats 10% | 82 / 91 | |
| Efficiency Ratio | 175.00% | 61.76% | 74.32% | 87.06% | Beats 2% | 90 / 91 | |
| Asset Quality |
| Nonperforming Loans / Loans | 27.42% | 0.29% | 0.72% | 1.99% | Beats 2% | 90 / 91 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 3.05% | 11.65% | 14.20% | 17.82% | Beats 0% | 91 / 91 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 3.12% | 11.65% | 14.20% | 17.82% | Beats 0% | 91 / 91 | |
| Liquidity & Funding |
| Loans / Deposits | 20.05% | 35.12% | 49.71% | 67.29% | 3rd pctl | 88 / 91 | |
| Loans / Assets | 19.31% | 28.97% | 42.35% | 57.37% | 4th pctl | 87 / 91 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |