Canonsburg, PA · Charter 20558
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.79% | 0.79% | 0.45% | 0.46% | 0.47% | 0.50% | 0.39% | 0.58% | +12 bps | |
| Return on Equity | 5.52% | 5.46% | 3.08% | 3.12% | 2.97% | 3.26% | 2.56% | 3.80% | +68 bps | |
| Net Interest Margin | 4.06% | 4.09% | 3.74% | 3.87% | 3.70% | 3.89% | 4.37% | 4.38% | +51 bps | |
| Efficiency Ratio | 81.63% | 82.72% | 89.54% | 87.44% | 87.43% | 86.78% | 85.56% | 82.75% | -468 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.58% | 3.19% | -1.66% | -1.68% | 8.19% | 9.49% | 12.08% | 12.88% | +1,456 bps | |
| Loan Growth (YoY) | -7.28% | -13.08% | -10.41% | -5.11% | 3.32% | 10.76% | 11.95% | 16.32% | +2,144 bps | |
| Share Growth (YoY) | 0.61% | 0.72% | 1.84% | 1.78% | 16.00% | 18.08% | 16.64% | 17.94% | +1,617 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.73% | 0.39% | 0.52% | 0.47% | 0.71% | 0.58% | 0.77% | 0.89% | +42 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.24% | 14.44% | 14.51% | 14.76% | 15.74% | 15.38% | 15.07% | 15.31% | +55 bps | |
| Net Worth / Assets | 14.24% | 14.44% | 14.51% | 14.76% | 15.74% | 15.38% | 15.07% | 15.31% | +55 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.35% | 84.49% | 81.74% | 83.26% | 78.70% | 79.25% | 78.46% | 82.11% | -115 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |