Canonsburg, PA · Charter 20558
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.46% | 0.47% | 0.50% | 0.39% | 0.58% | +12 bps | |
| Return on Equity | 3.12% | 2.97% | 3.26% | 2.56% | 3.80% | +68 bps | |
| Net Interest Margin | 3.87% | 3.70% | 3.89% | 4.37% | 4.38% | +51 bps | |
| Efficiency Ratio | 87.44% | 87.43% | 86.78% | 85.56% | 82.75% | -468 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.68% | 8.19% | 9.49% | 12.08% | 12.88% | +1,456 bps | |
| Loan Growth (YoY) | -5.11% | 3.32% | 10.76% | 11.95% | 16.32% | +2,144 bps | |
| Share Growth (YoY) | 1.78% | 16.00% | 18.08% | 16.64% | 17.94% | +1,617 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.47% | 0.71% | 0.58% | 0.77% | 0.89% | +42 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.76% | 15.74% | 15.38% | 15.07% | 15.31% | +55 bps | |
| Net Worth / Assets | 14.76% | 15.74% | 15.38% | 15.07% | 15.31% | +55 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.26% | 78.70% | 79.25% | 78.46% | 82.11% | -115 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |