Canonsburg, PA · Charter 20558
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Pittsburgh, PA area (n=78). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
54
Asset Quality
47
Profitability
52
Liquidity
0
Efficiency
38
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Canonsburg, PA · Charter 20558
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.79% | 0.79% | 0.45% | 0.46% | 0.47% | 0.50% | 0.39% | 0.58% | +12 bps | |
| Return on Equity | 5.52% | 5.46% | 3.08% | 3.12% | 2.97% | 3.26% | 2.56% | 3.80% | +68 bps | |
| Net Interest Margin | 4.06% | 4.09% | 3.74% | 3.87% | 3.70% | 3.89% | 4.37% | 4.38% | +51 bps | |
| Efficiency Ratio | 81.63% | 82.72% | 89.54% | 87.44% | 87.43% | 86.78% | 85.56% | 82.75% | -468 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.58% | 3.19% | -1.66% | -1.68% | 8.19% | 9.49% | 12.08% | 12.88% | +1,456 bps | |
| Loan Growth (YoY) | -7.28% | -13.08% | -10.41% | -5.11% | 3.32% | 10.76% | 11.95% | 16.32% | +2,144 bps | |
| Share Growth (YoY) | 0.61% | 0.72% | 1.84% | 1.78% | 16.00% | 18.08% | 16.64% | 17.94% | +1,617 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.73% | 0.39% | 0.52% | 0.47% | 0.71% | 0.58% | 0.77% | 0.89% | +42 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.24% | 14.44% | 14.51% | 14.76% | 15.74% | 15.38% | 15.07% | 15.31% | +55 bps | |
| Net Worth / Assets | 14.24% | 14.44% | 14.51% | 14.76% | 15.74% | 15.38% | 15.07% | 15.31% | +55 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.35% | 84.49% | 81.74% | 83.26% | 78.70% | 79.25% | 78.46% | 82.11% | -115 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Canonsburg, PA · Charter 20558 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 4 branches
Q2 2026
Return on Assets
0.58%
Rank 49 of 78
Net Interest Margin
4.38%
Rank 15 of 78
Efficiency Ratio
82.74%
Rank 49 of 78
Equity / Assets
15.31%
Rank 36 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.58% | 0.37% | 0.83% | 1.31% | Beats 37% | 49 / 78 | ||
| Return on Equity | 3.80% | 1.73% | 5.71% | 9.08% | Beats 37% | 49 / 78 | ||
| Net Interest Margin | 4.38% | 3.17% | 3.63% | 4.21% | Beats 81% | 15 / 78 | ||
| Efficiency Ratio | 82.74% | 65.01% | 78.15% | 89.28% | Beats 38% | 49 / 78 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.89% | 0.40% | 0.84% | 1.97% | Beats 47% | 42 / 78 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.31% | 12.42% | 15.10% | 18.27% | Beats 54% | 36 / 78 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 15.31% | 12.42% | 15.10% | 18.27% | Beats 54% | 36 / 78 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 82.11% | 34.83% | 50.41% | 71.84% | 88th pctl | 9 / 78 | ||
| Loans / Assets | 69.02% | 29.34% | 41.02% | 56.96% | 90th pctl | 8 / 78 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||