New Orleans, LA · Charter 20550
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.07% | 1.08% | 1.02% | 0.95% | 1.15% | +8 bps | |
| Return on Equity | 7.66% | 7.15% | 6.58% | 6.25% | 7.70% | +4 bps | |
| Net Interest Margin | 4.48% | 4.60% | 4.58% | 4.29% | 3.92% | -56 bps | |
| Efficiency Ratio | 71.34% | 73.78% | 76.22% | 78.74% | 71.82% | +49 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.80% | 4.88% | 1.66% | 9.16% | 12.11% | +1,291 bps | |
| Loan Growth (YoY) | -20.32% | -19.61% | -17.94% | -8.12% | -14.42% | +591 bps | |
| Share Growth (YoY) | -2.53% | 1.91% | -1.37% | 7.75% | 10.93% | +1,346 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 6.79% | 5.32% | 5.94% | +594 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.86% | 0.84% | 1.90% | 1.89% | 2.20% | +134 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.02% | 15.17% | 15.43% | 15.17% | 14.94% | +92 bps | |
| Net Worth / Assets | 14.02% | 15.17% | 15.43% | 15.17% | 14.94% | +92 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 17.57% | 17.20% | 16.78% | 16.51% | 13.55% | -401 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |