Rockville, MD · Charter 20543
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.49% | -0.14% | 0.91% | 1.15% | 0.66% | 0.32% | 0.23% | -0.15% | -130 bps | |
| Return on Equity | 4.44% | -1.53% | 9.51% | 11.72% | 7.49% | 3.08% | 1.65% | -1.09% | -1,281 bps | |
| Net Interest Margin | 3.96% | 3.34% | 2.66% | 3.31% | 2.75% | 3.23% | 3.06% | 3.10% | -22 bps | |
| Efficiency Ratio | 89.43% | 97.99% | 76.91% | 75.33% | 78.52% | 89.55% | 68.77% | 87.65% | +1,232 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.40% | 17.81% | 10.95% | 11.62% | 22.84% | -11.13% | -32.65% | -32.88% | -4,449 bps | |
| Loan Growth (YoY) | 2.33% | -1.79% | 37.72% | 30.60% | 4.51% | 8.36% | -31.96% | -38.39% | -6,900 bps | |
| Share Growth (YoY) | 2.27% | 20.37% | 13.08% | 13.28% | 24.80% | -12.61% | -36.39% | -36.35% | -4,963 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.63% | 3.98% | 3.36% | 6.34% | 3.87% | 3.95% | 3.57% | 3.89% | -245 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.96% | 9.11% | 9.56% | 9.82% | 8.75% | 10.27% | 13.93% | 14.10% | +429 bps | |
| Net Worth / Assets | 10.96% | 9.11% | 9.56% | 9.82% | 8.75% | 10.27% | 13.93% | 14.10% | +429 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.44% | 52.66% | 69.46% | 71.42% | 55.64% | 65.29% | 74.31% | 69.13% | -230 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |