Rockville, MD · Charter 20543
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.15% | 0.66% | 0.32% | 0.23% | -0.15% | -130 bps | |
| Return on Equity | 11.72% | 7.49% | 3.08% | 1.65% | -1.09% | -1,281 bps | |
| Net Interest Margin | 3.31% | 2.75% | 3.23% | 3.06% | 3.10% | -22 bps | |
| Efficiency Ratio | 75.33% | 78.52% | 89.55% | 68.77% | 87.65% | +1,232 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 11.62% | 22.84% | -11.13% | -32.65% | -32.88% | -4,449 bps | |
| Loan Growth (YoY) | 30.60% | 4.51% | 8.36% | -31.96% | -38.39% | -6,900 bps | |
| Share Growth (YoY) | 13.28% | 24.80% | -12.61% | -36.39% | -36.35% | -4,963 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 6.34% | 3.87% | 3.95% | 3.57% | 3.89% | -245 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.82% | 8.75% | 10.27% | 13.93% | 14.10% | +429 bps | |
| Net Worth / Assets | 9.82% | 8.75% | 10.27% | 13.93% | 14.10% | +429 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.42% | 55.64% | 65.29% | 74.31% | 69.13% | -230 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |