La Porte Community
La Porte, IN · Charter 2051 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$74.1MAssets
$55.6MLoans
$63.8MShares
$10.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 84% of credit unions under $1B in assets (rank 270 of 1683).
- Widest gap: nonperforming loans / loans trails 81% of credit unions under $1B in assets (rank 1361 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.90%
Rank 685 of 1,683
Net Interest Margin
4.64%
Rank 270 of 1,683
Efficiency Ratio
79.16%
Rank 893 of 1,682
Equity / Assets
13.69%
Rank 720 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.35% | 0.74% | 1.18% | Beats 59% | 685 / 1,683 | | |
| Return on Equity | 6.56% | 2.67% | 5.89% | 8.74% | Beats 57% | 728 / 1,681 | | |
| Net Interest Margin | 4.64% | 3.31% | 3.82% | 4.32% | Beats 84% | 270 / 1,683 | | |
| Efficiency Ratio | 79.16% | 68.91% | 78.20% | 86.93% | Beats 47% | 893 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.59% | 0.26% | 0.65% | 1.29% | Beats 19% | 1,361 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.69% | 10.44% | 12.89% | 16.53% | Beats 57% | 720 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.69% | 10.44% | 12.89% | 16.53% | Beats 57% | 720 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.02% | 52.61% | 69.38% | 83.50% | 81st pctl | 319 / 1,683 | | |
| Loans / Assets | 74.96% | 44.71% | 59.18% | 70.72% | 83rd pctl | 285 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |