Pampa Teachers
Pampa, TX · Charter 2046 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$10.7MAssets
$7.6MLoans
$9.7MShares
$927KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 60% of credit unions under $1B in assets in TX (rank 94 of 235).
- Widest gap: return on equity trails 97% of credit unions under $1B in assets in TX (rank 229 of 235).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-1.03%
Rank 225 of 235
Net Interest Margin
3.99%
Rank 101 of 235
Efficiency Ratio
88.28%
Rank 161 of 235
Equity / Assets
8.67%
Rank 223 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.03% | 0.17% | 0.57% | 1.10% | Beats 4% | 225 / 235 | |
| Return on Equity | -11.87% | 1.03% | 4.30% | 7.58% | Beats 3% | 229 / 235 | |
| Net Interest Margin | 3.99% | 3.32% | 3.89% | 4.35% | Beats 57% | 101 / 235 | |
| Efficiency Ratio | 88.28% | 70.60% | 82.00% | 91.57% | Beats 32% | 161 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.43% | 0.20% | 0.59% | 1.14% | Beats 60% | 94 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.67% | 11.30% | 14.41% | 19.49% | Beats 5% | 223 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.67% | 11.30% | 14.41% | 19.49% | Beats 5% | 223 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 78.40% | 54.18% | 67.38% | 81.66% | 71st pctl | 69 / 235 | |
| Loans / Assets | 71.32% | 43.80% | 56.63% | 68.64% | 79th pctl | 49 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |