Deridder, LA · Charter 20417
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.38% | 1.36% | 1.23% | 1.29% | 1.31% | -6 bps | |
| Return on Equity | 8.32% | 8.26% | 7.57% | 8.03% | 8.07% | -25 bps | |
| Net Interest Margin | 2.70% | 2.69% | 2.60% | 2.57% | 2.58% | -11 bps | |
| Efficiency Ratio | 55.45% | 55.79% | 58.88% | 56.44% | 55.69% | +24 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.49% | 4.21% | 6.98% | 7.91% | 9.88% | +639 bps | |
| Loan Growth (YoY) | -2.51% | -2.33% | -1.71% | -0.77% | -3.43% | -92 bps | |
| Share Growth (YoY) | 2.43% | 3.29% | 6.60% | 7.89% | 10.20% | +777 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.03% | 0.12% | 0.07% | 0.08% | 0.20% | +17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.56% | 16.50% | 16.27% | 16.04% | 16.27% | -28 bps | |
| Net Worth / Assets | 16.56% | 16.50% | 16.27% | 16.04% | 16.27% | -28 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 64.22% | 62.14% | 60.63% | 57.52% | 56.28% | -794 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |