Washington, DC · Charter 20377
NCUA · 1 branch
Q2 2018
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.69% | -0.17% | 0.12% | -0.87% | -0.97% | -1.32% | -1.34% | -1.16% | -29 bps | |
| Return on Equity | -4.55% | -1.17% | 1.47% | -10.80% | -11.48% | -13.81% | -14.50% | -12.35% | -155 bps | |
| Net Interest Margin | 0.24% | 0.14% | 0.07% | 0.47% | 0.20% | 0.59% | 0.00% | 0.38% | -9 bps | |
| Efficiency Ratio | 321% | 110.44% | 0.00% | 269% | 427% | 297% | 9020% | 396% | +12,681 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.05% | 8.97% | -6.93% | -5.75% | -2.90% | -17.90% | -13.91% | -20.17% | -1,442 bps | |
| Loan Growth (YoY) | -80.09% | -82.30% | -90.40% | n/a | 57.45% | -100.00% | -100.00% | -100.00% | n/a | |
| Share Growth (YoY) | -3.92% | 11.57% | 1.31% | 1.03% | 4.72% | -13.09% | -14.65% | -21.37% | -2,240 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 14.29% | 194.24% | 132.80% | 31.88% | 57.63% | n/a | n/a | n/a | n/a | |
| Capital | ||||||||||
| Risk-Based Capital | 15.12% | 14.58% | 8.48% | 8.03% | 8.45% | 9.59% | 9.26% | 9.41% | +138 bps | |
| Net Worth / Assets | 15.12% | 14.58% | 8.48% | 8.03% | 8.45% | 9.59% | 9.26% | 9.41% | +138 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 1.24% | 0.79% | 0.53% | 2.65% | 1.87% | 0.00% | 0.00% | 0.00% | -265 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |