PackageTrendsPeer
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Peoples-Neighborhood

Washington, DC · Charter 20377

NCUA · 1 branch

Q2 2018

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2018, the quarter ended June 30, 2018, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Peoples-Neighborhood

Washington, DC · Charter 20377

NCUA · 1 branch

Q2 2018

$127KAssets
$0KLoans
$115KShares
$12KNet Worth

Executive Summary

  • Earnings: ROA of -1.16%, down 29 bps year over year; NIM at 0.38%.
  • Capital: net worth / assets of 9.41%, up 138 bps from a year ago.
  • Funding: loans stand at 0.00% of shares as of Q2 2018.

Return on Assets (YTD, annualized)

-1.16%-29 bps YoY

Net Interest Margin (YTD, annualized)

0.38%-9 bps YoY

Efficiency Ratio (YTD, annualized)

396%+12,681 bps YoY

Net Worth / Assets

9.41%+138 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2016Q4 2016Q1 2017Q2 2017Q3 2017Q4 2017Q1 2018Q2 2018YoY ΔTrend
Earnings
Return on Assets-0.69%-0.17%0.12%-0.87%-0.97%-1.32%-1.34%-1.16%-29 bps
Return on Equity-4.55%-1.17%1.47%-10.80%-11.48%-13.81%-14.50%-12.35%-155 bps
Net Interest Margin0.24%0.14%0.07%0.47%0.20%0.59%0.00%0.38%-9 bps
Efficiency Ratio321%110.44%0.00%269%427%297%9020%396%+12,681 bps
Growth
Asset Growth (YoY)-5.05%8.97%-6.93%-5.75%-2.90%-17.90%-13.91%-20.17%-1,442 bps
Loan Growth (YoY)-80.09%-82.30%-90.40%n/a57.45%-100.00%-100.00%-100.00%n/a
Share Growth (YoY)-3.92%11.57%1.31%1.03%4.72%-13.09%-14.65%-21.37%-2,240 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%n/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans14.29%194.24%132.80%31.88%57.63%n/an/an/an/a
Capital
Risk-Based Capital15.12%14.58%8.48%8.03%8.45%9.59%9.26%9.41%+138 bps
Net Worth / Assets15.12%14.58%8.48%8.03%8.45%9.59%9.26%9.41%+138 bps
Liquidity & Funding
Loans / Shares1.24%0.79%0.53%2.65%1.87%0.00%0.00%0.00%-265 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps