PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Lufthansa Emp.

Westbury, NY · Charter 20341

NCUA · 1 branch

Q2 2026

$95.2MAssets
$4.8MLoans
$78.7MShares
$16.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.41%, up 17 bps year over year; NIM at 0.84%.
  • Asset quality: problem loans at 0.36% of loans (+9 bps YoY).
  • Capital: net worth / assets of 17.44%, up 138 bps from a year ago.
  • Funding: loans stand at 6.09% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.41%+17 bps YoY

Net Interest Margin (YTD, annualized)

0.84%+15 bps YoY

Efficiency Ratio (YTD, annualized)

56.45%-831 bps YoY

Net Worth / Assets

17.44%+138 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.24%0.34%0.32%0.46%0.41%+17 bps
Return on Equity1.49%2.05%1.90%2.69%2.34%+86 bps
Net Interest Margin0.69%0.73%0.74%0.84%0.84%+15 bps
Efficiency Ratio64.76%56.69%59.24%52.39%56.45%-831 bps
Growth
Asset Growth (YoY)-1.16%-2.74%-3.54%-4.41%-5.69%-453 bps
Loan Growth (YoY)-0.01%-5.87%-6.82%-3.69%-13.05%-1,304 bps
Share Growth (YoY)-1.40%-3.53%-4.73%-5.59%-7.12%-571 bps
Asset Quality
Delinquent Loans / Loans0.27%0.31%0.31%0.31%0.36%+9 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital16.07%16.40%16.63%17.07%17.44%+138 bps
Net Worth / Assets16.07%16.40%16.63%17.07%17.44%+138 bps
Liquidity & Funding
Loans / Shares6.51%6.42%6.28%6.49%6.09%-42 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps