Farmers Branch, TX · Charter 20303
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.19% | 0.13% | 0.11% | 1.03% | 0.10% | -9 bps | |
| Return on Equity | 0.91% | 0.62% | 0.51% | 5.02% | 0.48% | -43 bps | |
| Net Interest Margin | 3.58% | 3.78% | 3.51% | 3.91% | 3.57% | -1 bps | |
| Efficiency Ratio | 90.99% | 93.69% | 94.72% | 68.55% | 83.77% | -721 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.54% | 1.13% | 3.92% | 4.73% | 2.99% | +145 bps | |
| Loan Growth (YoY) | -11.77% | -6.78% | -4.75% | 3.79% | -7.72% | +405 bps | |
| Share Growth (YoY) | 1.54% | 1.48% | 4.75% | 5.03% | 3.79% | +225 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.89% | 8.03% | 11.39% | 5.62% | 6.74% | +285 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.25% | 0.28% | 0.44% | 0.59% | 0.46% | +22 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.40% | 20.90% | 20.65% | 20.41% | 19.85% | -55 bps | |
| Net Worth / Assets | 20.40% | 20.90% | 20.65% | 20.41% | 19.85% | -55 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 50.36% | 48.61% | 45.63% | 44.36% | 44.77% | -559 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |