Eight
Rossford, OH · Charter 20222 · Peer group: credit unions under $1B in assets in the Toledo, OH area (n=16)
NCUA · 1 branch
Q2 2026
$25.3MAssets
$8.1MLoans
$21.4MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Toledo, OH area (rank 1 of 16).
- Widest gap: net interest margin trails 81% of credit unions under $1B in assets in the Toledo, OH area (rank 13 of 16).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.57%
Rank 3 of 16
Net Interest Margin
3.32%
Rank 13 of 16
Efficiency Ratio
57.51%
Rank 1 of 16
Equity / Assets
14.76%
Rank 4 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | 0.42% | 0.79% | 1.25% | Beats 81% | 3 / 16 | |
| Return on Equity | 10.62% | 4.46% | 6.21% | 8.07% | Beats 81% | 3 / 16 | |
| Net Interest Margin | 3.32% | 3.36% | 3.61% | 4.01% | Beats 19% | 13 / 16 | |
| Efficiency Ratio | 57.51% | 73.52% | 82.33% | 89.54% | Beats 100% | 1 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.27% | 0.89% | 1.78% | Beats 100% | 1 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.76% | 10.18% | 11.33% | 14.76% | Beats 75% | 4 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.76% | 10.18% | 11.33% | 14.76% | Beats 75% | 4 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 37.91% | 46.01% | 53.43% | 81.29% | 6th pctl | 15 / 16 | |
| Loans / Assets | 32.07% | 40.62% | 46.48% | 59.08% | 6th pctl | 15 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |