Teaneck, NJ · Charter 2021
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.44% | 0.25% | 0.19% | -0.70% | -0.18% | -62 bps | |
| Return on Equity | 3.40% | 1.99% | 1.50% | -5.66% | -1.45% | -485 bps | |
| Net Interest Margin | 2.85% | 2.81% | 2.79% | 2.93% | 2.86% | +2 bps | |
| Efficiency Ratio | 85.80% | 85.76% | 88.25% | 121.68% | 105.21% | +1,942 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.22% | 10.80% | 7.35% | -0.17% | 1.93% | -730 bps | |
| Loan Growth (YoY) | 2.01% | -1.66% | -2.41% | -11.94% | -11.83% | -1,384 bps | |
| Share Growth (YoY) | 9.87% | 11.93% | 8.14% | -0.24% | 1.78% | -809 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 10.16% | 6.04% | 2.55% | 1.66% | 1.99% | -816 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.82% | 12.68% | 12.51% | 12.44% | 12.35% | -46 bps | |
| Net Worth / Assets | 12.82% | 12.68% | 12.51% | 12.44% | 12.35% | -46 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 46.79% | 45.57% | 44.20% | 41.90% | 40.54% | -626 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |