Philadelphia, PA · Charter 20207
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.12% | 0.21% | 0.26% | 0.25% | 0.52% | +39 bps | |
| Return on Equity | 0.53% | 0.86% | 1.10% | 1.03% | 2.08% | +155 bps | |
| Net Interest Margin | 3.76% | 3.92% | 4.03% | 4.38% | 4.46% | +70 bps | |
| Efficiency Ratio | 92.20% | 90.10% | 87.94% | 91.61% | 83.92% | -828 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.22% | -3.06% | -2.69% | -0.60% | -1.91% | +231 bps | |
| Loan Growth (YoY) | -3.60% | -5.89% | -3.38% | -5.96% | -6.08% | -248 bps | |
| Share Growth (YoY) | -5.55% | -4.10% | -3.79% | -1.02% | -3.02% | +253 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.45% | 1.42% | 1.84% | 1.92% | 2.02% | +57 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 23.71% | 24.07% | 24.16% | 24.42% | 24.87% | +116 bps | |
| Net Worth / Assets | 23.71% | 24.07% | 24.16% | 24.42% | 24.87% | +116 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 45.52% | 45.61% | 46.68% | 43.61% | 44.09% | -144 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |