Children's Medical Center
Cincinnati, OH · Charter 20186 · Peer group: credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (n=26)
NCUA · 1 branch
Q2 2026
$46.8MAssets
$16.3MLoans
$37.1MShares
$9.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 1 of 26).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 25 of 26).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.48%
Rank 5 of 26
Net Interest Margin
2.70%
Rank 25 of 26
Efficiency Ratio
50.92%
Rank 1 of 26
Equity / Assets
20.33%
Rank 2 of 26
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.48% | 0.41% | 0.79% | 1.34% | Beats 81% | 5 / 26 | |
| Return on Equity | 7.28% | 3.53% | 6.04% | 8.49% | Beats 65% | 9 / 26 | |
| Net Interest Margin | 2.70% | 3.25% | 4.11% | 4.64% | Beats 4% | 25 / 26 | |
| Efficiency Ratio | 50.92% | 71.52% | 75.99% | 84.12% | Beats 100% | 1 / 26 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.52% | 0.40% | 1.09% | 2.09% | Beats 65% | 10 / 26 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.33% | 10.31% | 12.73% | 15.29% | Beats 92% | 2 / 26 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.33% | 10.31% | 12.73% | 15.29% | Beats 92% | 2 / 26 | |
| Liquidity & Funding |
| Loans / Deposits | 43.86% | 51.92% | 65.22% | 76.21% | 12th pctl | 23 / 26 | |
| Loans / Assets | 34.74% | 44.32% | 54.77% | 68.75% | 8th pctl | 24 / 26 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |