Arlington, VA · Charter 20157
NCUA · 1 branch
Q4 2023
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 2022 | Q1 2023 | Q2 2023 | Q3 2023 | Q4 2023 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -2.41% | 2.69% | -91.49% | -14516% | -12121% | -1,211,894 bps | |
| Return on Equity | -5.55% | 5.63% | -291% | -14516% | -12121% | -1,211,580 bps | |
| Net Interest Margin | -1.04% | 4.47% | 2.67% | -5585% | -4659% | -465,791 bps | |
| Efficiency Ratio | n/a | 39.80% | n/a | n/a | n/a | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | -8.65% | -13.79% | -38.93% | -99.57% | -99.61% | -9,095 bps | |
| Loan Growth (YoY) | 13.17% | -7.09% | -100.00% | -100.00% | -100.00% | -11,317 bps | |
| Share Growth (YoY) | -11.70% | -23.51% | -17.89% | -100.00% | -100.00% | -8,830 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.80% | 13.88% | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 18.07% | 22.23% | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 43.43% | 47.76% | 31.48% | 100.00% | 100.00% | +5,657 bps | |
| Net Worth / Assets | 43.43% | 47.76% | 31.48% | 100.00% | 100.00% | +5,657 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.14% | 50.37% | 0.00% | n/a | n/a | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |