PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Brook Run Employee

Dunwoody, GA · Charter 20103

Q4 1997

$10KAssets
$0KLoans
$0KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 99.28%, up 9,444 bps year over year.

Financial Results

Return on Assets (YTD, annualized)

99.28%+9,444 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ4 1995Q2 1996Q4 1996Q2 1997Q4 1997YoY ΔTrend
Earnings
Return on Assets4.84%4.89%5.29%4.51%99.28%+9,444 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/a-9.50%-20.11%-13.55%-97.63%n/a
Loan Growth (YoY)n/a-8.79%-13.67%-31.95%-100.00%n/a
Share Growth (YoY)n/a-14.51%-26.78%-19.46%-100.00%n/a
Asset Quality
Delinquent Loans / Loans5.96%5.42%7.27%9.62%n/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.35%1.81%2.10%2.74%n/an/a
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares76.70%70.78%79.00%60.85%n/an/a
Liquid Assets / Assets30.27%29.35%29.40%32.05%0.00%-3,027 bps