All America Bank
Oklahoma City, OK · Cert 20093 · Peer group: banks under $1B in assets in the Oklahoma City, OK area (n=25)
State charter, non-member · FDIC · 7 branches
Q2 2026
$611.5MAssets
$439.8MLoans
$546.3MDeposits
$63.7MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 80% of banks under $1B in assets in the Oklahoma City, OK area (rank 5 of 25).
- Widest gap: net charge-offs / loans trails 84% of banks under $1B in assets in the Oklahoma City, OK area (rank 22 of 25).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.73%
Rank 16 of 25
Net Interest Margin
3.75%
Rank 16 of 25
Efficiency Ratio
66.19%
Rank 15 of 25
Equity / Assets
10.41%
Rank 12 of 25
Non-interest income vs. expense
Unfavorable gap of $14.5M · efficiency ratio beats 44% of banks under $1B in assets in the Oklahoma City, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.60% | 0.90% | 1.27% | Beats 36% | 16 / 25 | |
| Return on Equity | 7.04% | 6.92% | 9.16% | 13.29% | Beats 32% | 17 / 25 | |
| Net Interest Margin | 3.75% | 3.56% | 3.82% | 4.10% | Beats 36% | 16 / 25 | |
| Efficiency Ratio | 66.19% | 56.35% | 63.12% | 79.22% | Beats 44% | 15 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.50% | 0.33% | 0.76% | 2.35% | Beats 16% | 22 / 25 | |
| Net Charge-Offs / Loans | 0.24% | n/a | 0.00% | 0.05% | Beats 16% | 22 / 25 | |
| Capital |
| Tier 1 Capital Ratio | 14.11% | 10.27% | 12.02% | 13.99% | Beats 80% | 5 / 25 | |
| Total Risk-Based Capital Ratio | 15.35% | 10.27% | 12.44% | 15.25% | Beats 80% | 5 / 25 | |
| Equity / Assets | 10.41% | 8.64% | 10.07% | 11.05% | Beats 52% | 12 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 80.50% | 70.71% | 82.03% | 97.03% | 40th pctl | 15 / 25 | |
| Loans / Assets | 71.92% | 62.67% | 74.54% | 84.24% | 44th pctl | 14 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |