PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Remington

Ilion, NY · Charter 2008

NCUA · 1 branch

Q2 2026

$59.9MAssets
$21.9MLoans
$50.6MShares
$9.0MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.37%, up 33 bps year over year; NIM at 3.43%.
  • Asset quality: problem loans at 0.76% of loans (+70 bps YoY).
  • Capital: net worth / assets of 15.07%, up 91 bps from a year ago.
  • Funding: loans stand at 43.33% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.37%+33 bps YoY

Net Interest Margin (quarter, annualized)

3.43%+47 bps YoY

Efficiency Ratio (quarter, annualized)

68.45%-267 bps YoY

Net Worth / Assets

15.07%+91 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.04%1.30%1.25%1.53%1.37%+33 bps
Return on Equity7.38%8.89%8.45%10.29%9.10%+171 bps
Net Interest Margin2.96%3.12%3.21%3.41%3.43%+47 bps
Efficiency Ratio71.12%66.79%67.36%65.50%68.45%-267 bps
Growth
Asset Growth (YoY)3.02%3.70%5.35%3.98%3.52%+50 bps
Loan Growth (YoY)1.58%3.55%0.08%2.19%0.12%-146 bps
Share Growth (YoY)2.64%2.79%4.83%2.99%2.62%-2 bps
Asset Quality
Delinquent Loans / Loans0.06%0.91%0.88%0.09%0.76%+70 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital14.16%14.65%14.80%14.89%15.07%+91 bps
Net Worth / Assets14.16%14.65%14.80%14.89%15.07%+91 bps
Liquidity & Funding
Loans / Shares44.41%45.42%44.62%43.89%43.33%-108 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps