Remington
Ilion, NY · Charter 2008 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 1 branch
Q2 2026
$59.9MAssets
$21.9MLoans
$50.6MShares
$9.0MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 69% of credit unions under $1B in assets in NY (rank 18 of 59).
- Widest gap: net interest margin trails 68% of credit unions under $1B in assets in NY (rank 40 of 59).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.37%
Rank 18 of 59
Net Interest Margin
3.42%
Rank 40 of 59
Efficiency Ratio
68.52%
Rank 21 of 59
Equity / Assets
15.07%
Rank 19 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.28% | 1.01% | 1.42% | Beats 69% | 18 / 59 | | |
| Return on Equity | 9.09% | 2.31% | 7.92% | 10.52% | Beats 64% | 21 / 59 | | |
| Net Interest Margin | 3.42% | 3.24% | 3.66% | 4.04% | Beats 32% | 40 / 59 | | |
| Efficiency Ratio | 68.52% | 63.53% | 74.15% | 82.44% | Beats 66% | 21 / 59 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.32% | 0.68% | 1.20% | Beats 47% | 32 / 59 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.07% | 10.94% | 13.05% | 16.06% | Beats 68% | 19 / 59 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.07% | 10.94% | 13.05% | 16.06% | Beats 68% | 19 / 59 | | |
| Liquidity & Funding |
| Loans / Deposits | 43.33% | 40.49% | 57.59% | 78.86% | 31st pctl | 41 / 59 | | |
| Loans / Assets | 36.62% | 33.06% | 50.92% | 63.03% | 27th pctl | 43 / 59 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |