PackageTrendsPeer
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Lamson & Sessions Co.

Cleveland, OH · Charter 20067

Q4 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 2000, the quarter ended December 31, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Lamson & Sessions Co.

Cleveland, OH · Charter 20067

Q4 2000

$1.7MAssets
$836KLoans
$1.3MShares
$391KNet Worth

Executive Summary

  • Earnings: ROA of -5.06%, down 1,095 bps year over year; NIM at 4.34%.
  • Asset quality: problem loans at 2.82% of loans (-140 bps YoY).
  • Capital: net worth / assets of 22.91%.
  • Funding: loans stand at 64.50% of shares as of Q4 2000.

Return on Assets (YTD, annualized)

-5.06%-1,095 bps YoY

Net Interest Margin (YTD, annualized)

4.34%

Efficiency Ratio (YTD, annualized)

140.58%

Net Worth / Assets

22.91%
n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets4.56%4.36%4.34%5.89%-0.05%-1.48%-2.58%-5.06%-1,095 bps
Return on Equityn/an/an/an/an/an/an/a-22.10%n/an/a
Net Interest Marginn/an/an/an/an/a6.10%4.43%4.34%n/a
Efficiency Ration/an/an/an/an/a83.37%105.14%140.58%n/a
Growth
Asset Growth (YoY)-4.00%0.35%8.51%8.45%1.46%-3.26%-9.90%-23.39%-3,183 bps
Loan Growth (YoY)0.31%-11.93%-6.02%-24.86%-30.25%-23.83%-31.74%-29.69%-483 bps
Share Growth (YoY)-8.54%-2.86%7.75%3.10%0.51%-3.93%-9.66%-20.21%-2,331 bps
Asset Quality
Delinquent Loans / Loans2.52%2.30%3.03%4.22%4.25%2.38%4.79%2.82%-140 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.58%2.25%1.90%1.81%1.79%1.65%3.50%4.16%+235 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a22.91%n/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a22.91%n/an/a
Liquidity & Funding
Loans / Shares90.79%88.33%86.31%73.20%63.01%70.04%65.22%64.50%-869 bps
Liquid Assets / Assets28.74%30.72%29.67%40.32%49.92%18.98%44.52%51.97%+1,165 bps