McKeesport, PA · Charter 2003
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.16% | 2.14% | 1.84% | 2.72% | 2.64% | +48 bps | |
| Return on Equity | 8.44% | 8.18% | 7.01% | 10.25% | 9.82% | +138 bps | |
| Net Interest Margin | 5.15% | 5.42% | 5.18% | 5.83% | 5.33% | +18 bps | |
| Efficiency Ratio | 45.73% | 46.54% | 53.72% | 53.46% | 51.14% | +541 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.92% | -1.60% | -0.67% | 1.36% | 3.06% | -185 bps | |
| Loan Growth (YoY) | 11.20% | 4.12% | 1.78% | 3.94% | 0.21% | -1,099 bps | |
| Share Growth (YoY) | 4.12% | -4.23% | -3.35% | -0.72% | 1.27% | -285 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.49% | 0.09% | 0.62% | 0.51% | 3.51% | +202 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.14% | 0.43% | 0.43% | 0.43% | 0.45% | +31 bps | |
| Capital | |||||||
| Risk-Based Capital | 25.56% | 26.21% | 26.21% | 26.53% | 26.86% | +130 bps | |
| Net Worth / Assets | 25.56% | 26.21% | 26.21% | 26.53% | 26.86% | +130 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 116.29% | 116.96% | 116.91% | 117.82% | 115.08% | -121 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |