PackageTrendsPeer
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General Foam Emp.

West Hazleton, PA · Charter 20029

Q4 1994

$409KAssets
$410KLoans
$331KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 9.90%.
  • Asset quality: problem loans at 54.98% of loans.
  • Funding: loans stand at 123.88% of shares as of Q4 1994.

Financial Results

Return on Assets (quarter, annualized)

9.90%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets7.54%9.90%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans26.97%54.98%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans3.18%5.95%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares107.84%123.88%n/a
Liquid Assets / Assets2.24%2.57%n/a