Brockport
Brockport, NY · Charter 20013 · Peer group: credit unions under $1B in assets in the Rochester, NY area (n=16)
NCUA · 1 branch
Q2 2026
$15.4MAssets
$6.8MLoans
$14.5MShares
$677KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 81% of credit unions under $1B in assets in the Rochester, NY area (rank 3 of 16).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Rochester, NY area (rank 16 of 16).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.74%
Rank 16 of 16
Net Interest Margin
4.28%
Rank 3 of 16
Efficiency Ratio
95.51%
Rank 16 of 16
Equity / Assets
4.40%
Rank 16 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.74% | 0.50% | 0.77% | 1.48% | Beats 0% | 16 / 16 | |
| Return on Equity | -39.59% | 4.22% | 6.62% | 10.72% | Beats 0% | 16 / 16 | |
| Net Interest Margin | 4.28% | 3.56% | 3.86% | 4.25% | Beats 81% | 3 / 16 | |
| Efficiency Ratio | 95.51% | 74.18% | 80.46% | 85.46% | Beats 6% | 16 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.05% | 0.36% | 0.55% | 2.51% | Beats 12% | 15 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 4.40% | 9.57% | 11.10% | 14.62% | Beats 0% | 16 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 4.40% | 9.57% | 11.10% | 14.62% | Beats 0% | 16 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 47.06% | 57.16% | 70.70% | 77.55% | 6th pctl | 15 / 16 | |
| Loans / Assets | 44.49% | 50.73% | 59.07% | 66.01% | 13th pctl | 14 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |