Pittsburgh, PA · Charter 200
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.04% | 1.00% | 0.96% | 0.56% | 0.34% | -70 bps | |
| Return on Equity | 3.75% | 3.50% | 3.30% | 1.94% | 1.16% | -259 bps | |
| Net Interest Margin | 3.85% | 3.94% | 3.94% | 3.62% | 3.75% | -9 bps | |
| Efficiency Ratio | 73.86% | 75.60% | 76.71% | 85.27% | 87.60% | +1,374 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.19% | -0.15% | -2.20% | -2.48% | -4.80% | -699 bps | |
| Loan Growth (YoY) | -10.78% | -14.09% | -12.35% | -15.60% | -19.35% | -856 bps | |
| Share Growth (YoY) | 1.38% | -1.87% | -4.36% | -4.71% | -7.85% | -923 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.30% | 0.00% | 0.00% | 0.68% | 0.41% | +11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 27.82% | 28.50% | 29.08% | 28.94% | 29.65% | +183 bps | |
| Net Worth / Assets | 27.82% | 28.50% | 29.08% | 28.94% | 29.65% | +183 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 48.89% | 48.17% | 47.93% | 44.30% | 42.79% | -610 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |