PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Logix

Valencia, CA · Charter 1999

NCUA · 19 branches

Q2 2026

$9.7BAssets
$7.8BLoans
$8.1BShares
$1.5BNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.92%, up 4 bps year over year; NIM at 2.75%.
  • Asset quality: problem loans at 1.08% of loans (+27 bps YoY).
  • Capital: net worth / assets of 15.67%, up 76 bps from a year ago.
  • Funding: loans stand at 95.44% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.92%+4 bps YoY

Net Interest Margin (YTD, annualized)

2.75%+23 bps YoY

Efficiency Ratio (YTD, annualized)

62.05%+79 bps YoY

Net Worth / Assets

15.67%+76 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.88%0.90%0.89%0.92%0.92%+4 bps
Return on Equity5.88%6.01%5.85%5.96%5.84%-4 bps
Net Interest Margin2.53%2.54%2.59%2.70%2.75%+23 bps
Efficiency Ratio61.26%61.10%61.49%61.87%62.05%+79 bps
Growth
Asset Growth (YoY)-2.44%-1.76%-0.66%1.11%1.07%+351 bps
Loan Growth (YoY)-0.01%0.84%0.95%0.85%0.93%+94 bps
Share Growth (YoY)3.44%3.74%3.24%3.65%3.56%+12 bps
Asset Quality
Delinquent Loans / Loans0.81%0.96%0.88%0.73%1.08%+27 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital14.91%14.93%15.25%15.40%15.67%+76 bps
Net Worth / Assets14.91%14.93%15.25%15.40%15.67%+76 bps
Liquidity & Funding
Loans / Shares97.93%97.09%96.29%94.27%95.44%-249 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps