Israel Discount Bank of New York
New York, NY · Cert 19977 · Peer group: banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=15) · Israel Discount Bank Ltd.
State charter, non-member · FDIC · 7 branches
Q2 2026
$14.4BAssets
$10.0BLoans
$12.3BDeposits
$1.5BEquity
Executive Summary
- Strongest standing: net interest margin outperforms 60% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 6 of 15).
- Widest gap: nonperforming loans / loans trails 87% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 14 of 15).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.74%
Rank 12 of 15
Net Interest Margin
2.76%
Rank 6 of 15
Efficiency Ratio
67.13%
Rank 13 of 15
Equity / Assets
10.22%
Rank 8 of 15
Non-interest income vs. expense
Unfavorable gap of $235.6M · efficiency ratio beats 20% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.74% | 0.74% | 0.98% | 1.14% | Beats 20% | 12 / 15 | |
| Return on Equity | 7.22% | 5.21% | 8.81% | 10.53% | Beats 33% | 10 / 15 | |
| Net Interest Margin | 2.76% | 1.76% | 2.56% | 3.09% | Beats 60% | 6 / 15 | |
| Efficiency Ratio | 67.13% | 49.33% | 55.36% | 65.80% | Beats 20% | 13 / 15 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.39% | 0.66% | 0.92% | Beats 13% | 14 / 15 | |
| Net Charge-Offs / Loans | 0.09% | 0.01% | 0.03% | 0.10% | Beats 40% | 10 / 15 | |
| Capital |
| Tier 1 Capital Ratio | 14.38% | 12.31% | 14.32% | 17.39% | Beats 53% | 7 / 15 | |
| Total Risk-Based Capital Ratio | 15.27% | 13.34% | 14.76% | 19.29% | Beats 60% | 6 / 15 | |
| Equity / Assets | 10.22% | 8.06% | 10.22% | 12.59% | Beats 47% | 8 / 15 | |
| Liquidity & Funding |
| Loans / Deposits | 80.91% | 52.62% | 85.61% | 96.57% | 33rd pctl | 10 / 15 | |
| Loans / Assets | 69.28% | 32.81% | 69.81% | 78.17% | 33rd pctl | 10 / 15 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |